Jacob and Elijah Shaddox are brothers. They live with their mom, Mary, who is the writer of this blog. Jacob is 19 and is now four inches taller than his mom! He also has ADHD and gorgeous red hair. He is a freshman at a technical college studying computer maintenance. Elijah is 15! He is in 9th grade and he is not in ROTC at his high school. He also had red hair, but it is lighter and not as thick as his brother's hair. He is hearing impaired(auditory neuropathy) and wears two cochlear implants. He also has tourette syndrome, ADHD, OCD and anxiety! Mary just started her 25th year as a teacher of the deaf. She is also in her last semester of graduate school to be a diagnostician! She will graduate in December of 2015!

Thursday, July 26, 2012

Update on Loss/Damage Coverage

I have been on the phone several times with Cochlear and with my home owners insurance. They can cover it under home owners, but it would have to be lost or damage AT HOME. They can also cover it under a personal articles policy that would have no deductible if lost or damaged. Well, Cochlear has had to send me three different emails, because they kept making mistakes on a quote for the home owner's people. Finally, after we get it all figured out, I am quoted a price of $1330 for a YEAR to cover both processors....$110 a month. WELL, that is a heck of a lot more than the $550 I paid ESCO for one years worth of coverage.

To top things off, I get the letter in the mail today stating that ESCO cannot cover Elijah's processors again. When I checked Cochlear's website, the warranty PLUS the loss/damage for two processors is $1570. I just don't need the warranty right now, I just need the loss damage. Needless to say, I am not happy. I may have to talk to the home owner's insurance people and see if that is the ONLY coverage they can offer. I am sure I could call some other insurance companies, but they may not deal with me since my home owners is not with them. You never know though. We may just have to roll the dice and go without coverage for a year. He has never lost one before and been implanted for almost 11 years. I just hate the thought of it.

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